Splurge!

Part 2
Once you have the crass, indiscriminate consumption out of your system, plan your future spending and investing of the subsequent jackpot checks. Mindless, conspicuous consumption leaves you as empty as sex without love -- it may be fun for a night or two, but never satisfies your soul and sustains your feelings in the long run.

So, blow your 10%. Experience your momentary financial irresponsibility and decadence. Then, get back on the path to true prosperity.